Posts
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After 14 years of ASB Financing, Can I terminate the financing?
The fact is, you can terminate the financing anytime. But, things that you can do didn’t necessarily mean you have to do. This because, according to Rule of 72, your savings was actually doubled in 14 years with…
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Why You Don’t Need to Worry About Your Past
History is just what already happened. Two men, the same past, two different lives — the difference is not the story, it is how you read it.
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Why credit card payment option is better than By Now Pay Later providers
If you are a merchant, you will come to a moment that you need to provide more payment method for your customers. Some customer will ask you to pay with credit card and some prefer to use Buy…
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My hope after fuel subsidy rationalisation
Madani government is about to rationalize the subsidy for Diesel and Petrol. I hope drivers will be better driver on the road. Here is why it is related.
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What to look for when looking at the cheapest medical coverage
If you are shopping around for Medical Takaful, chances you will found that some plans are really cheap. Some are relatively expensive. Aside from the Room & Board, Cashless Admission, and Annual Limit, this factor should be taken…
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If ASB Pays 5.4% in 2024, This Is the Return You Actually Get
Take RM 200,000 of ASB financing at RM 988 a month and your net return is RM 2,375. Put in your own savings instead and it is RM 350. Here is the math.
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Not Deciding Is Deciding to Stay the Same
Allah does not change the condition of a people until they change what is in themselves. So the one decision you keep postponing is already a decision.
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The larger the savings you have, the lesser you need to save
Having a saving of RM 1,000 at 5.5% distribution rate will require you to topup additional RM 945 for the amount to become RM 2,000. However, if you have saving of RM 9,000 with the assumption of ceteris…
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At this time, you should wait for Qualcomm Snapdragon X laptop
If you are thinking about buying a new laptop, it is worthwhile to wait until the next generation processor becomes the norm. I am referring to ARM-based processor where it promise better thermal performance and longer battery life.
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Interested in buying a company shares? Chances you don’t have to
If you are someone who eager to invest and make a quick buck, you will have a moment where you feel confident to buy a company that a publicly listed in Bursa Malaysia. However, fear not, you actually…









